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    Underwriting

    *Based on internal claims data for actual claims (January 2017 - December 2021) for 9 popular dog breeds and 5 cat breeds. The ASPCA® Pet Health Insurance program offers preventive care coverage as an add-on for an additional cost.

    **Based on internal claims data for actual claims (2019 - 2021). Individual results, reimbursements, and vet bills may vary.

    †Reimbursement examples illustrate reimbursements for covered expenses with the noted annual deductible amounts and reimbursement rates, assuming the annual limits have not yet been met. Coverage and reimbursements vary based on the plan type and coverage options for each plan.

    Notice to California Residents.

    Important Insurance Disclosures.

    Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete CoverageSM reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout. Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

    Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #OE36937). The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.

    © 2022 PTZ Insurance Agency, Ltd. ASPCA Logo, © Copyright 2020, ASPCA. All Rights Reserved.

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